Excess Explained: How It Affects Your Premium
When you take out a private health insurance policy, one of the choices you’ll be asked to make is about your excess. It can feel like just another box to tick – but in reality, your excess can make a big difference to both your monthly premium and how much you pay if you ever need to claim.
In this guide, we’ll explain what excess is, how it works, and how to choose the right level for your needs.
