Excess Explained: How It Affects Your Premium
When you take out a private health insurance policy, one of the choices you’ll be asked to make is about your excess. It can feel like just another box to tick – but in reality, your excess can make a big difference to both your monthly premium and how much you pay if you ever need to claim.
In this guide, we’ll explain what excess is, how it works, and how to choose the right level for your needs.
How to Switch Health Insurance Providers (Without Losing Cover)
Switching health insurance providers can feel daunting. You don’t want to lose cover, face new exclusions, or get stuck with higher premiums. But the reality is: switching can often save you money, improve your benefits, and give you access to better service – if you do it the right way.
In this guide, we’ll explain when it makes sense to switch, how the process works, and how to make sure you keep your best cover.
Can I Get Health Insurance With a Pre-Existing Condition in the UK?
Worried about health insurance with a pre-existing condition? Learn how UK insurers handle cover, exclusions, and how a broker can help you find the right policy.
How Much Does Company Health Insurance Cost: A Simple Guide
Wondering how much company health insurance costs for your business? Here’s a clear, jargon-free guide for UK SMEs, including the key factors that affect price.
Top 5 Questions to Ask Before Buying Health Insurance
Thinking about private health insurance? Here are the 5 most important questions to ask before you buy to make sure you get the right cover for your needs and budget.
Bupa vs Vitality vs AXA vs Aviva… Which Insurer Is Right for You?
Comparing Bupa, Vitality, AXA Health, and Aviva? This in-depth guide looks at pricing, cover, customer experience, and extras to help you choose the best private health insurer in the UK.
Is Private Health Insurance Worth It for Small Businesses?
Thinking about offering health insurance to your employees? Here’s how private medical insurance can benefit your small business and whether it’s worth the investment.
How Does Private Health Insurance Work in the UK
Curious about how private health insurance works in the UK? This guide explains what it covers, how it differs from the NHS, and how to choose the right plan for your needs.
Understanding Pre-Existing Conditions and Health Insurance
When clients come to us looking to take out health insurance for the first time, one of the most common concerns we hear is: “Will my pre-existing condition affect my cover?”
If you’re in the same boat, you’re not alone. Pre-existing conditions can seem like a confusing hurdle — but with the right advice, they don’t have to be a barrier to getting the protection you need.
Why More UK Businesses Are Offering Private Health Insurance
In recent years, more UK businesses have started offering private health insurance as part of their employee benefits package. With increasing NHS waiting times and a growing focus on workplace wellbeing, private health cover is becoming a key incentive for attracting and retaining top talent.
